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<p>Did you know that caring for your teeth isn’t just good for your smile, but it also helps prevent heart and kidney diseases, diabetes and arthritis?&nbsp;</p>
<p>Even knowing how important dental health can be, many Americans don’t have insurance to cover their dentist visits. According to <a href="https://pubmed.ncbi.nlm.nih.gov/26562731/" target="_blank">the National Library of Medicine</a>, immigrants in the U.S. are at highest risk of suffering dental disease. This often ends up in dental extractions that could have been avoided with annual dental checkups.</p>
<p>To help you preserve your smile and support your overall health, we’ve created this guide on dental care in the United States when you’re without insurance. Explore below to learn how you can access quality dental services, no matter your circumstances.</p>

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<h2>Do you need insurance to go to the dentist in the United States?&nbsp;</h2><p>You don’t need to have dental insurance to visit the dentist in the United States. However, many people in this country do purchase dental coverage. It can help cover part or all of their dental expenses.</p><p>According to the <a href="https://www.healthcare.gov/glossary/affordable-care-act/" target="_blank">Affordable Care Act</a> (ACA), undocumented immigrants are not eligible to get health insurance plans through the U.S. state system. This marketplace is only available to U.S. citizens or permanent residents.</p><p>That’s why we created <a href="https://saberespoder.com/en/podersalud" target="_blank">PODERsalud</a> as an alternative to traditional health insurance programs. With this convenient membership, you can gain access to dental services such as cleanings, crowns, x-rays and even root canals, at discounted prices.&nbsp;</p><p>Regardless of your immigration status or your income level, your PODERsalud membership offers access to over 262,000 dental offices. These certified providers are part of the <a href="https://www.aetna.com/" target="_blank">Aetna</a> dental network.</p><h3>Save on your dentist consultations</h3><p>For only $25 per month, PODERsalud is an affordable solution to cover your dental needs. If you want to take better care of your oral health and would like to see the dentist on a regular basis, PODERsalud can help!</p><p>With a membership, you can <strong>save between 15% and 50% in dental services</strong> for you and your immediate family. This means that you could get dental care that would otherwise be unaffordable without insurance.</p><h2>Why visit the dentist?</h2>

Ir al dentista desde pequeños es muy importante.

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<p>By keeping your teeth and gums healthy, you’re not just taking care of your mouth, you’re also taking care of your entire body. The mouth is connected to the digestive and respiratory systems, meaning oral hygiene will impact both those areas of your body if there’s an issue. This is why the <a href="https://www.mayoclinic.org/healthy-lifestyle/adult-health/in-depth/dental/art-20047475" target="_blank">Mayo Clinic</a> states that poor dental health can cause complications such as:</p><ul><li>Endocarditis</li><li>Cardiovascular disease</li><li>Premature birth</li><li>Low birth weight</li><li>Pneumonia</li></ul>
<p>If you suffer from diseases like diabetes, HIV/AIDS, osteoporosis or Alzheimer you need to take extra care of your teeth because these are conditions that can affect your dental health.</p>

<h2>Dental services that are included in PODERsalud</h2>
<p>The following services are included with your PODERsalud membership, as a way to help you prevent disease and maintain a healthy smile.</p><h3>Preventive Care</h3>
<p>Preventive dental care is essential to your oral health. Combined with good hygiene, visiting the dentist regularly can help you stay healthy and maintain your teeth.</p>
<p>These are some of the most common preventive dental services for adults and children:</p><ul><li>General dental exams</li><li>Dental cleanings</li><li>Routine x-rays</li></ul><h3>Crowns</h3>
<p>Dental crowns are caps placed on top of damaged teeth. They work as a sleeve that adjusts over your natural teeth. If your dentist decides that you need a crown, this treatment will help protect your teeth while allowing you to continue using them normally.</p><h3>Inlays and Onlays</h3>
<p><a href="https://en-m-wikipedia-org.translate.goog/wiki/Inlays_and_onlays?_x_tr_sl=en&amp;_x_tr_tl=es&amp;_x_tr_hl=en-US&amp;_x_tr_pto=op,wapp" target="_blank">Inlays and onlays</a> are indirect dental restoration treatments that dentists use to cover cavities or deep fractures. They are a solid dental piece that a dentist permanently cements over your teeth. Inlays and onlays are a good alternative to treat molars that have more damage than a common cavity, but don’t require a crown.</p><h3>Fillings</h3>
<p>If you or your children have cavities, PODERsalud can help you fill them and avoid further dental complications. According to the Oral Health Foundation, <a href="https://www.dentalhealth.org/different-filling-materials" target="_blank">fillings</a> are a direct restoration treatment to cover cavities. The different types of filling materials that dentists use include:</p><ul><li>Amalgam (gray colored material)</li><li>Resin composite (similar color as your tooth)</li><li>Glass ionomer (same color as your tooth)</li></ul><h3>Medication</h3>
<p>If your dentist prescribes medication, you can use the PODERsalud discount card to save money on your prescription! You can fill your prescriptions from the convenience of your phone and pick them up at your nearest pharmacy.</p><br>

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<h3>Prosthetic Services</h3>
<p><a href="https://en.wikipedia.org/wiki/Dentures" target="_blank">Dentures</a> are an artificial prosthetic piece that replaces a part or all of your teeth. They’re also known as false teeth and depending on your specific needs they can be partial, total, removable or permanent.</p>
<p>If you need dentures, don’t wait any longer! Remember that these prosthetics can help you eat better, avoid digestive problems and even allow you to speak with more clarity. In many cases, prosthetics can also provide aesthetic benefits to your smile.</p><h3>Endodontics</h3>
<p>Endodontics is a dental treatment that helps heal cavities or care for deep fractures. This type of damage can cause infections and a great deal of pain. To prevent these complications, dentists recommend regular oral care and timely treatment of cavities.</p>
<p>If you believe you may need this type of treatment, we recommend that you visit a dentist as soon as possible. By taking advantage of your PODERsalud benefits, you can make dental care one of your priorities.</p><h3>Veneers</h3>
<p>If you want to show off a perfect smile, <a href="https://www.colgate.com/es-us/oral-health/veneers/dental-veneers-pros-and-cons-0515" target="_blank">veneers</a> can help! They’re a thin covering that goes over the surface of your teeth to improve their appearance. Veneers are usually used to whiten your teeth, cover cosmetic problems and reinforce your enamel. With veneers, you can finally have the perfect smile that you’ve always wanted!</p><h3>Surgery</h3>
<p>Some of the most common dental surgeries include:</p><ul><li><a href="https://www.mayoclinic.org/tests-procedures/dental-implant-surgery/about/pac-20384622" target="_blank">Dental implants</a></li><li><a href="https://www.mayoclinic.org/tests-procedures/wisdom-tooth-extraction/about/pac-20395268" target="_blank">Wisdom tooth extraction</a></li><li><a href="https://www.mayoclinic.org/departments-centers/oral-maxillofacial-surgery/sections/overview/ovc-20459929" target="_blank">Maxillofacial surgery</a></li><li><a href="https://www.mayoclinic.org/diseases-conditions/tooth-abscess/multimedia/periapical-tooth-abscess/img-20008974" target="_blank">Removal of excessive periapical abcess</a></li><li><a href="https://www.mayoclinic.org/tests-procedures/dental-implant-surgery/multimedia/jawbone-graft/img-20007529" target="_blank">Jawbone graft</a></li></ul>
<p><strong><em>Keep in mind: </em></strong>By visiting a certified dentist and receiving regular dental care, you can protect your health and avoid larger dental problems.&nbsp;</p><h2>Dental care for undocumented immigrants</h2>

Las personas indocumentadas también pueden tener acceso a dentistas de calidad.

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<p>As mentioned above, undocumented immigrants don’t have access to the United States state healthcare system. Although it’s possible to purchase private insurance plans regardless of your immigration status, these tend to have a higher cost for immigrants than for U.S. citizens. It can make things particularly difficult for low-income individuals to access private health insurance in the United States.</p>
<p>These are some of the resources provided by the <a href="https://www-hhs-gov.translate.goog/answers/health-insurance-reform/where-can-i-find-low-cost-dental-care/index.html?_x_tr_sl=en&amp;_x_tr_tl=es&amp;_x_tr_hl=en-US&amp;_x_tr_pto=op,wapp" target="_blank">U.S. Department of Human and Health Services</a> for individuals who wish to access free or low-cost preventive dental care:</p><ul><li><a href="https://findahealthcenter-hrsa-gov.translate.goog/?_x_tr_sl=en&amp;_x_tr_tl=es&amp;_x_tr_hl=en-US&amp;_x_tr_pto=op,wapp" target="_blank">Community health centers</a> financed by the federal government</li><li><a href="https://coda.ada.org/en/find-a-program/search-dental-programs#t=us&amp;sort=%40codastatecitysort%20ascending" target="_blank">Dental programs</a> affiliated to schools and universities across the country</li><li><a href="https://www-nidcr-nih-gov.translate.goog/research/clinical-trials?_x_tr_sl=en&amp;_x_tr_tl=es&amp;_x_tr_hl=en-US&amp;_x_tr_pto=op,wapp" target="_blank">Clinical trials</a> through the National Institute of Dental and Craniofacial Research</li><li><a href="https://www.cdc.gov/publichealthgateway/healthdirectories/healthdepartments.html" target="_blank">Community clinics</a> financed by local or state resources</li></ul><h3>Dental care for your family</h3>
<p>Children who qualify for medical services through the <a href="https://www.medicaid.gov/medicaid/benefits/dental-care/index.html" target="_blank">Medicaid</a> federal program also have access to the following dental benefits:</p><ul><li>Routine dental exams every 6 months</li><li>Diagnosis of dental diseases</li><li>Treatment of dental problems</li><li>Pain relief&nbsp;</li><li>Infection treatments</li><li>Dental restoration services</li><li>General dental health maintenance</li></ul>
<p>In some states, people over the age of 21 who receive Medicaid benefits may also have access to emergency dental services. However, these benefits vary from one state to another and they depend on available resources as well as state laws.</p><h3>How to join PODERsalud</h3>
<p>If you need dental coverage for your family but don’t qualify for state insurance programs, <a href="https://saberespoder.com/en/podersalud" target="_blank">PODERsalud</a> can be a great option! Our membership offers access to dental consultations, quality medical attention, all at discounted prices. With your monthly payment, you can gain access to certified dentists who speak Spanish and are ready to help you take control of your dental health.&nbsp;</p>
<p>Sign up today and start taking care of your smile</p>

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It is possible to get dental care without insurance? With PODERsalud it is! You can gain access to a network of dentists and low cost care for your oral health.

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Es posible acudir al dentista sin tener un seguro médico.

How to Visit the Dentist Without Medical Insurance in the United States

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<p>Forewarned is forearmed, and just as you have to be cautious to prevent the spread of COVID-19, you also have to be prepared for the medical expenses of becoming infected. At SABEResPODER, one of our main objectives is to help you get the most out of every dollar, so here are our top <strong>10 ways to reduce healthcare costs</strong> for yourself and your family.&nbsp;&nbsp;</p><h2>1. Information Is Power</h2>
<p>As in many other things in life, research is the first step to reducing healthcare costs. For example, we found out that the price for a colonoscopy in Atlanta can vary as much as 600% from one location to another.&nbsp;</p>
<p>To avoid overpaying, you must check the local prices for any medical service or procedure that you need. Whether you do your research online or by phone, taking this step will help you choose wisely and receive a fair deal.</p>

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<h2>2. Get an Insurance Policy Tailored to Your Needs</h2>
<p>When choosing an insurance plan, consider the coverage needs of your family. Paying a higher premium may be convenient when there’s a risk of someone needing regular care (such as developing diabetes). Conversely, if you rarely need medical care, you may be able to get by with a plan with a lower premium but a higher deductible. Monthly payments will be lower, saving you money in the long run.</p>

The main types of insurance policies

<h2>3. Ask Your Doctor If You Have Any Options</h2>

Recuerde que tiene opciones y siempre pregunte todos los detalles que necesita saber antes de hacer una elección.

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<p>According to Dr. Atul Gawande, surgeon and researcher, <a href="https://www.finoit.com/blog/top-10-healthcare-challenges/" target="_self">about 42% of patients pay for unnecessary tests</a> at least once a year. <em>What does this mean?</em> When a doctor recommends tests or procedures, you should ask about your options before simply saying yes. You can save money by doing additional research about the test and perhaps getting a second opinion.</p><h2>4. Enroll in a Medical Benefits Program Such as PODERsalud to Reduce Healthcare Costs</h2><p>Another tactic to reduce healthcare costs is to enroll in a health care program that gives you multiple benefits for a small monthly fee. With PODERsalud, for $25 a month, you have unlimited <a href="https://saberespoder.com/en/articles/health/la-telemedicina-atencion-medica-desde-su-celular" target="_self">telemedicine access</a> for yourself and your family. You can get up to 80% discounts on all lab tests, discounts on <a href="https://saberespoder.com/en/articles/health/vivir-con-diabetes-que-es-y-como-se-controla" target="_self">diabetes medication</a> and supplies, and save up to 35% on hearing aids. If you don't have dental insurance, you can also take advantage of the 15% to 50%* discounts PODERsalud offers.</p><p>We recommend you choose in-network healthcare providers to make the most of PODERsalud’s benefits. Remember that you have options, so always ask as many questions as needed before choosing.</p><p><em>*Actual costs and savings can vary by provider, service, and location. These discounts include dental cleanings, crowns, x-rays, endodontics, and fillings.</em></p><h2>5. Use All Your Benefits</h2><p>If you have insurance, make sure that you familiarize yourself with all of your coverage benefits. Check if you’re eligible for free routine exams and if your policy offers regular discounts on specific services or procedures.</p><h2>6. Choose In-Network Providers</h2><p>If you have health insurance, you may have the option to see in-network and out-of-network providers. You'll pay less when you choose a provider within your health insurance network because they have a contract tied to your plan:<strong> it’s a great way to help reduce healthcare costs!</strong></p><h2>7. Set Up a Payment Plan</h2><p>If you can't make the required payments for a medical service or procedure on time, ask the doctor's office staff if you can agree upon a payment plan. This type of plan will allow you to divide the total amount of a medical debt into installments, reducing the impact of the expense on your financial situation.</p><h2>8. Save On Medications by Considering Alternatives</h2>

Considere programas de descuentos como el que ofrece FarmaSEP,

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<p>One way to reduce healthcare costs is to opt for generic drugs from reliable sources. Ask your general practitioner (GP) about generic alternatives to your medications, which have the same active ingredient for a lower price.</p>
<p>Another option is to enroll in drug delivery programs. The advantage of these programs is that you can save money by having a lower copayment if you have insurance. Check with your health insurance provider to ensure this option applies to your policy.</p>
<p>You can also consider discount programs such as the one offered by <a href="https://saberespoder.com/en/farmasep">FarmaSEP</a>, which gives you between 10% and 80% discounts on most medications. This program also provides delivery services for your medications.</p>

Save Money on Your Prescriptions

<h2>9. Take Advantage of the Lower Costs That Telemedicine Offers</h2>
<p>Another way to reduce healthcare costs is to see your doctor via video chat or phone call without having to leave home — which is known as telemedicine. These appointments are increasingly popular and are usually cheaper than seeing your doctor in person. This convenient option can also help you save on gas and reduce the time spent on the appointment. We recommend you to take a look at <a href="https://saberespoder.com/en/podersalud">PODERsalud</a> as it provides access to telemedicine and helps reduce healthcare costs.</p><h2>10. Take a Preventive Approach</h2>Last but not least, the best way to reduce healthcare costs is to take care of yourself. <a href="https://saberespoder.com/en/articles/health/goce-de-una-mayor-esperanza-de-vida-con-actividades-fisicas">Exercise</a>, keep a healthy diet, and constantly monitor your health. Remember that prevention and early detection are the most important factors to staying healthy. It might sound obvious, but staying as healthy as possible is the best way to reduce healthcare costs.

Medical services for $25 a month

Staying healthy should be everyone’s top priority, but some medical services can be expensive. Learn how to reduce healthcare costs and improve your well-being!

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10 Ways to Reduce Your Healthcare Costs

<p>Can you imagine making money right from your smartphone? It almost seems too good to be true, but you can make it a reality! Leveraging technology to generate extra income is on the rise, and one popular method is by using mobile apps. There are an increasing number of money-making apps available that you can tailor to your needs, like how much time you have and what you hope to earn. Read on for some of the best money-making apps for 2022.&nbsp;</p>

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<h2>Can You Profit from Mobile Apps?</h2>
<p>Many people tend to be skeptical of earning money through apps, believing it a myth or waste of time. The truth is that while you can certainly make money with apps, the amount you earn will depend on how much time and effort you put into it. Each platform has its own unique characteristics that influence your potential earnings, so it’s important to familiarize yourself with the various apps to determine which one is the best fit.</p>
<p><strong><em>Keep in mind:</em></strong> While you can earn money using mobile apps, don't believe the hype that claims you’ll become a millionaire overnight. These platforms are great for earning extra money, but should not be considered your sole source of income.</p><h2>How Does a Money-Making App Work?</h2>
<p>Money-making apps function in different ways. Typically, you’ll be asked to complete a series of short tasks that will generate a profit based on your efforts. Some apps require you to connect your social media profiles to confirm your identity and expand the app's network.</p>
<p>You can download the apps to your smartphone from the Play Store, App Store, or directly from the official product platforms. Generally, the most common apps will ask you to perform <a href="https://www.nerdwallet.com/article/finance/money-making-apps" target="_blank">tasks</a> such as:&nbsp;</p><ul><li>Clicking on ads</li><li>Copy and pasting texts&nbsp;</li><li>Answering surveys and quizzes</li><li>Filling out opinion surveys&nbsp;</li><li>Watching videos</li><li>Testing other apps and platforms</li><li>Shopping online&nbsp;</li><li>Running apps in the background</li><li>Playing video games&nbsp;</li><li>Inviting a friend to download an app</li></ul><h2>The Best Apps to Generate Extra Income</h2>
<p>Numerous apps can help you generate additional income using your smartphone or mobile device. Nowadays, there are more and more opportunities to engage with companies that value your input and will pay you for your time. At SABEResPODER, we recognize the importance and potential of these tools and have compiled a comprehensive list of the best apps for generating income in 2022.&nbsp;&nbsp;</p><strong>1. </strong><a href="https://saberespoder.com/en/earn?utm_source=sep&amp;utm_medium=web&amp;utm_campaign=article&amp;utm_content=aplicaciones-para-ganar-dinero" target="_blank"><strong>SABEResPODER</strong></a>

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<p>Our website offers one of the most simple and effective income generating solutions on the market. You’ll be able to earn money quickly by answering online surveys and sharing your opinion on different areas of interest of the Latino community. The information you provide helps us design and improve products for Hispanic consumers, so your thoughts are of critical importance to the development process.&nbsp;</p><p>SABEResPODER protects your privacy by ensuring all surveys are anonymous. If you’re ready to make money in a simple and secure way, just visit <a href="https://saberespoder.com/en/earn?utm_source=sep&utm_medium=web&utm_campaign=article&utm_content=aplicaciones-para-ganar-dinero" target="_blank">this link</a> and click "Start earning" to fill out your information and begin answering available surveys. Typically, it takes under 15 minutes to complete a survey. You can also use the <a href="https://link.podercard.com/ToT2YHmIm5?utm_source=sep&utm_medium=web&utm_campaign=article&utm_content=aplicaciones-para-ganar-dinero" target="_blank">PODERcard</a> mobile app to fill out surveys. Simply register, navigate to the "Funds" tab, and then choose the "Earn Rewards" option in the menu.</p><em><strong>Keep in mind: </strong></em>Members can make on average between $0.50 and $5.00 per completed survey. Payment amount depends on the survey length and partner. You have the option to withdraw your funds via PODERcard or a prepaid card mailed to you after accumulating $10.<br/><br/><br/>

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<p><br></p><h3>2. <a href="https://play.google.com/store/apps/details?id=com.gameeapp.android.app&hl=en&gl=US" target="_blank">Gamee App&nbsp;</a></h3>
<p>This app contains a large number of games you can play to earn various rewards that are converted into real money. You can withdraw your earnings as soon as you reach $10. The more points you earn, the more opportunities you’ll have for generating income.</p><h3>3. <a href="https://es.igraal.com/" target="_blank">Igraal</a></h3>
<p>This app allows you to earn money by receiving cashback from retail products offered by the platform. Igraal contains numerous sections and product categories, as well as offers from over 500 different brands. When you sign up, you’ll be eligible for a $3 bonus. Once you earn $20 in cashback through the app, you can withdraw funds via PayPal or your bank account, providing a unique opportunity to earn extra money without putting in much effort.</p><h3>4. <a href="https://www.swagbucks.com/" target="_blank">Swagbucks</a></h3>
<p>Another way to earn extra income is by watching ads through Swagbucks. Thanks to its easy-to-use platform, this app has become one of the most popular in recent years. When you register, you’ll receive a $5 bonus, which is deposited into your account along with the funds earned from watching videos and ads in the app. Swagbucks points, the app's currency, can then be converted into real money and transferred to your PayPal account.</p><h3>5. <a href="https://www.remotasks.com/" target="_blank">Remotask</a></h3>
<p>Remotask is another popular platform for earning money quickly by doing simple tasks. To become eligible to participate and earn, you must first register with your email and fill out a profile. Some of the potential tasks include cropping images, converting audio to text, copying and pasting content, and performing Google searches.</p><h3>6. <a href="https://play.google.com/store/apps/details?id=com.sky.sea.cashzine" target="_blank">Cashzine</a></h3>
<p>This app allows you to earn money by reading news and other content, giving you the chance to profit from an activity you probably already do on a daily basis. Cashzine awards points for reading, and once you’ve accumulated $5, you can transfer the funds to your PayPal account. With nearly 5 million registered users, it’s one of the most popular money-making apps today. This platform also has a referral system, which allows you to add coins to your digital wallet that can then be converted into real money.</p><h3>7. <a href="https://submit.shutterstock.com/?language=en" target="_blank">Shutterstock</a></h3>
<p>If you have a talent for photography, this is the platform for you. Shutterstock allows you to monetize your passion by selling your photo collections online. Once you submit your material, the team reviews and filters the images to ensure they’re compliant. When someone purchases your photo, Shutterstock keeps up to 60% of the sale price, and the rest is deposited to your PayPal, Payoneer, or Skrill account.</p><h2>Tips for Using Money-Making Apps</h2>

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<p>One of the most common roadblocks to earning money through mobile apps is a lack of knowledge about how the tools work and what processes must be followed. Don’t stress, all you need is your mobile device and a desire to get down to business!</p>
<p>SABEResPODER created a list of helpful tips so you can get the most out of these apps and earn extra money. A few things to keep in mind:</p><ul><li>Decide which type of app you want to use to generate income. This will help you become familiar with the tasks or actions you’ll need to perform.</li><li>Review the tutorials and guides provided by each app to learn details about the tasks and how you’ll get paid.</li><li>Be consistent. Your earnings will increase over time if you remain committed.</li><li>Set up verified payment methods through which to withdraw your funds.</li><li>Answer surveys and tests as honestly as possible.</li><li>Get your friends and family involved when asked to promote an app or answer surveys for extra bonuses.&nbsp;</li></ul><h2>Are These Apps Worth Using?</h2>
<p>The answer to this question will always <a href="https://www.entrepreneur.com/slideshow/312793" target="_blank">depend on what you expect</a> to gain from these tools. If you want to make a ton of money right away or become a millionaire, the answer is no. However, if you see these apps as a way to supplement your income and use your free time productively, the answer is yes, they’re absolutely worth it!</p>
<p>To make this system work for you, it’s important that you remain consistent. You’ll see an increase in how much you earn by accumulating small amounts over time. Consider the different aspects of the process, such as simplicity, availability, and how quickly you can complete one task.&nbsp;</p><h3>Advantages of money-making apps</h3>
<p>If you’re still on the fence about using money-making apps, consider the following <a href="https://www.investopedia.com/best-money-making-apps-5115140" target="_blank">benefits</a>:&nbsp;</p><ul><li>They’re simple to use and understand</li><li>They don’t take up a lot of time per day&nbsp;</li><li>They’re free and available to everyone</li><li>All you need is a smartphone or computer&nbsp;</li><li>Demand is usually constant, so your participation will always be needed</li><li>Information on how to use them is easy to find</li><li>Funds can be withdrawn easily</li><li>Involving friends and family helps you earn referral awards</li></ul><h2>Is It Safe to Use Money-Making Applications?&nbsp;</h2>
<p>Security is a big concern for people looking to earn money through mobile apps. Do your homework and conduct a thorough review of each company, the websites that promote their services, and the referrals they provide. You’ll be able to find the experiences of other platform users in the website’s comments section, which will serve as a reference to decide whether or not you want to use an app.</p><h2>Earn Extra Money Easily and Quickly with Apps!&nbsp;</h2>
<p>By using the apps we’ve recommended, generating extra income is easier than ever. To bring in a little extra cash at the end of the month, whether to help pay the bills or save up for something fun, all you need is a mobile device and the desire, willingness, and ability to follow the instructions detailed in this guide. Technology continues to evolve, making it easier than ever to supplement your main income or <a href="https://saberespoder.com/en/articles/finance/guia-basica-para-enviar-remesas" target="_blank">send money</a> to loved ones back home.</p>SABEResPODER is dedicated to providing you with the tools you need to reach your financial goals. Check out our <a href="https://saberespoder.com/en/articles/benefits/forme-parte-del-grupo-de-opinion-de-saberespoder" target="_blank">Rewards Center</a>, a simple way to boost your income by answering surveys on topics of interest to you and your community. Join us today and start making money with SABEResPODER!

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The Latino community understands the power of money-making apps. SABEResPODER explains different options for generating income in 2023.

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The Top Money-Making Apps of 2023

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<p>Are you ready for a new job opportunity? It’s time to put together a resume! A well-written resume provides future employers with an overview of your professional experience and helps them determine if you are the right fit for the job. It can also set you apart from other potential candidates and help you reach your career goals!</p>
<p>Follow this in-depth guide to learn how to write a compelling resume and get the job you want!</p><h2>1. Write your summary statement</h2>
<p>A summary statement is a brief sentence that highlights your past job experience. It should include your job title or position, professional skills, and any specific abilities you have that are relevant to the job you are applying for.</p>
<p>For example, a summary statement for an experienced accountant could be: "Certified public accountant with more than 15 years of experience, specializes in taxes and thrives under pressure."</p>
<p>If you have little to no professional experience, your summary statement should emphasize your knowledge and skills. Here’s another example for a new graphic designer: “Graphic design graduate with a high command of Adobe Suite, a great sense of responsibility and excellent multitasking abilities.”</p><h2>2. Include your contact information</h2>
<p>Your contact information is one of the most important sections of your resume. Most employers recommend including your full name, current phone number and email address.</p>
<p>Always make sure that there are no errors within this section and that your information is up-to-date. You don’t want to miss out on any potential job opportunities!<br></p>

How to create an email address

<h2><br></h2><h2>3. Tailor your resume to fit the job description</h2>

Durante una entrevista - revisando el curriculum vitae (CV)

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<p>Make your resume stand out! Since no two jobs are alike, you should personalize your resume to fit each job you are applying for. This doesn’t mean to lie or make up any information. Just tailor your work experience and skills to fit what your potential employer is looking for.</p>
<p>For example, if your resume is going to a non-profit organization, emphasize your experience in social or community work. If you’re applying for a teaching position, mention your experience in leadership and public speaking.</p><h2>4. Format in chronological order</h2>
<p>A common mistake while drafting a resume is not formatting your experience in chronological order. When a recruiter sees a resume with unorganized dates, they can take it as a sign of job instability or a simple lack of interest. Avoid this situation and sort your work experience from the most recent to the oldest.</p><h2>5. Highlight your education & certifications</h2>
<p>In the United States, if you have a degree from a trade school, community college or university, you don’t need to include your elementary, middle school or high school education. Just list your highest level of education, certificates and/or training you have relevant to the job in chronological order.</p>



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<h2><br></h2><h2>6. Impress with personality traits relevant to the job</h2>
<p>Take some time to review the job description and identify which of your personality <a href="https://www.indeed.com/career-advice/resumes-cover-letters/personal-traits-to-include-on-your-resume">traits</a> best matches the position. For instance, if you’re applying for a customer service representative position at a call center, focus on your leadership and organizational skills. Consider all your positive and relevant personality traits to impress your future employer!</p><h2>7. Optimize your resume for recruiter software</h2>
<p>Many companies use Applicant Tracking Systems (<a href="https://premium.linkedin.com/content/premium/global/en_us/index/jobsearch/articles/the-easy-how-to-guide-for-formatting-resumes-for-applicant-tracking-systems">ATS</a>) to filter resumes before an actual recruiter reads it. Resumes from applicants are automatically scanned using the software and organized based on specific keyword searches. Here are a few simple ways to help optimize your resume for the ATS scanner and boost your chances for an interview:</p><ul><li>Send your resume as a .doc file instead of a PDF.</li><li>Avoid spelling errors.</li><li>Remove any tables, columns or images from the document.</li><li>Use keywords relevant to the job description.</li></ul>
<p>Keep in mind: If you’re not sure about which keywords to include, review the job description and search for similar job profiles using recruiting websites, such as <a href="https://www.linkedin.com/feed/">LinkedIn</a>. This will help you define which keywords are most commonly used in your industry and help your resume stand out!</p><h2>8. Show off your work</h2>

Mostrando su trabajo con su curriculum vitae durante una entrevista

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<p>Do you have a portfolio? If you work in the creative field, a portfolio is a great way to present any specific projects or accomplishments that you’ve worked on in the past. Many websites offer unique and creative spaces for individuals, such as artists and designers, to create and share digital portfolios. <a href="https://www.behance.net/">Behance</a> is a great digital portfolio tool for photographers or graphic designers to show off their work in a sleek manner.</p><h2>9. Make your resume attractive</h2>
<p>The easiest thing you can do to improve your resume is to make sure that it has a clean and professional presentation. Focus on using simple and legible fonts such as Arial or Calibri, readable line spacing, and bullet points. Microsoft Word is a recommended tool to create a good resume as it offers many design templates to help you get started!</p>
<p>You can also use online design tools such as <a href="https://www.canva.com/resumes/templates/">Canva</a> to create a more attractive resume, however keep in mind that it is not ATS friendly. Canva is best used for jobs where the resume will be read first by an actual person and not the ATS software.</p><h2>10. Check the spelling</h2>
<p>Did you run a spell check? Make sure that your resume doesn’t have any misspelled words or grammatical errors. If you want to look up the spelling of any word or find similar words, use an online dictionary and/or thesaurus, like <a href="https://www.merriam-webster.com/">Merrium-Webster</a>.   </p>With these 10 simple steps, you’ll be able to write a resume that stands out to employers and get one step closer to getting the job you want. If you’re seeking to advance your career, consider the opportunities available to you through a <a href="https://saberespoder.com/en/articles/education/consiga-trabajo-en-menos-tiempo-con-una-carrera-tecnica">technical degree</a>!<strong></strong>

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Write an effective and compelling resume in just 10 simple steps! Get closer to your career goals by following this guide to help improve your resume.

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10 Steps to Improve Your Resume

<p><span>You might not know this, but a large percentage of the immigrants living in the United States today haven’t obtained citizenship or secured legal permanent residency. Even if they lack the proper documentation, this community has the right to work and provide for their families the best way they can.</span></p><p><p>However, there is an option for undocumented immigrants who are employed and are seeking greater stability: getting an <strong>Individual Taxpayer Identification Number</strong> (ITIN). An ITIN allows you to pay federal taxes, open an interest-bearing bank account, gain access to loans, and more. Keep reading to understand what an ITIN is and what steps you can follow to get one.</p></p>

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<h2>What Is an ITIN?</h2><p>The <a href="https://www.irs.gov/individuals/international-taxpayers/taxpayer-identification-numbers-tin#itin" target="_blank">ITIN</a> is a number assigned by the Internal Revenue Service (IRS) to those who aren’t eligible for a Social Security Number (SSN). It is a 9-digit number that starts with the number "9" and is formatted like an SSN (NNN-NN-NNNN). The ITIN number allows a person to file their taxes and thus comply with federal law. </p><p>Remember, every person who generates an income is obligated to declare their earnings. People who are still processing their legal status in the U.S. can use their ITIN to properly comply with their tax obligations in the meantime.</p><p><em><strong>Keep in mind</strong></em>: The ITIN does not authorize you to work in the U.S., nor does it enable you to receive Social Security benefits.</p><h2>Why Should You Get an ITIN?</h2><p>Paying taxes on your income is a legal obligation in the United States. If you don’t have a Social Security Number, getting an ITIN is the only way that you’ll be able to file your taxes and comply with the law. If you apply for United States citizenship in the future, you can use your returns to provide evidence of how long you’ve been living and paying taxes in the country. </p><p>You’re eligible for an ITIN if <strong>at least one</strong> of the following statements is applicable to you:</p><ol><li>You need to file a tax return and you don’t have an SSN</li><li>You’re a dependent or spouse of a U.S. resident</li><li>You’re a dependent or spouse of a non-resident alien who has a visa</li><li>You’re a non-resident immigrant with the right to claim a tax benefit</li><li>You’re a non-resident immigrant student, professor, or researcher filing a U.S. tax return or claiming an exception</li></ol><em><strong>Keep in mind</strong></em>: Once you’ve obtained an SSN, it is important that your ITIN tax return and payment history be transferred to this new SSN.

<h2>What’s the Process for Getting an ITIN?<br></h2><h3>1. Fill out a W-7 form</h3>
<p>The <a href="https://www.irs.gov/pub/irs-pdf/fw7.pdf" target="_blank">W-7 form</a> is requested personally from an IRS office or through a Taxpayer Assistance Center (TAC). <a href="http://apps.irs.gov/app/officeLocator/" target="_blank">Click here to find the closest TAC near you.</a> Another option is to find a Certified Acceptance Agent (CAA) who can help you with your application. These entities are authorized by the IRS to review your documentation and forward the completed form for processing. You can find a CAA near you by clicking<a href="http://www.irs.gov/Individuals/Acceptance-Agent-Program" target="_blank"> here.</a> After you fill out the W-7, you’ll have to send it to the IRS via mail.</p><h3>2. Submit proof of why you require an ITIN</h3>
<p>An example of proof might be your responsibility to submit a tax return due to employment or other income. After the IRS processes your request for an ITIN and you file your first return, you can then retroactively file returns from previous years using this ID.</p><h3>3. Submit your identity documents</h3>
<p>Along with the W-7, you must submit to the IRS <a href="https://www.irs.gov/individuals/revised-application-standards-for-itins" target="_blank">original current documents</a> to verify your identity and status as a foreigner, such as:</p><ul><li>A U.S. driver's license or U.S. ID card</li><li>A national identity card or a birth certificate from your country of origin, foreign academic records, or foreign passport</li></ul>
<p>Providing the correct documentation allows the IRS to confirm your identity and whether or not you qualify for an ITIN.</p><strong><em>Keep in mind</em></strong>: If you’d prefer not to mail in your original documents, visiting a TAC or meeting with a CAA is a great option. They will review everything in person, which means you can bring everything back home once you’re done.

<h2>How Do I Renew My ITIN?</h2>
<p>If you have an <a href="https://www.irs.gov/pub/irs-pdf/p5257.pdf" target="_blank">ITIN that’s about to expire</a>, you can choose one of the following three options:</p><ol><li><strong>By mail. </strong>Send your completed W7-(SP) form, proof of identity, and documents regarding your undocumented status to the following address:<br><br>Internal Revenue Service<br>Austin Service Center<br>ITIN Operation<br>P.O. Box 149342<br>Austin, TX 78714-9342<br><br>Documents will be returned to you within 60 days. Submit your application as soon as possible to avoid delays in processing your next tax return.<br><br></li><li><strong>With an Acceptance Agent. </strong>Apply personally for an ITIN through an <a href="http://www.irs.gov/Individuals/Acceptance-Agent-Program" target="_blank">IRS-approved CAA</a>. This allows you to hold onto your original documents and IDs for the remainder of the application process.<br><br></li><li><strong>At an Assistance Center. </strong>Book an appointment at an <a href="https://www.irs.gov/help/contact-your-local-irs-office" target="_blank">IRS designated Taxpayer Assistance Center</a>. This option also allows you to hold onto your documents and IDs while your application is being processed.<br></li></ol><h2>How Long Does the Process Take?</h2>
<p>Typically, <strong>getting an ITIN takes six to eight weeks</strong>. However, the process can take up to 10 weeks if you apply during the busiest period, which starts in the months leading up to April 15.&nbsp;</p>
<p>After you submit your application, the IRS will review your documentation in detail before returning it and letting you know if you’ve been approved. Following this, it will take another six to eight weeks for the IRS to process your tax return.</p>
<p>Your ITIN allows you to file your taxes and demonstrates that you’re complying with federal law. This form of ID can also be used for both financial and professional opportunities in the future.&nbsp;</p>
<p>At SABEResPODER, our mission is to empower you on the path to stability and success as you adapt to life in the United States. If you think someone would benefit from learning more about the ITIN process, be a friend and send it their way!</p>

Paying taxes is an essential part of American life. If you don’t have a SSN, you’ll need to know how to get an ITIN. This article explains the step by step process.

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What is an ITIN and How to Get One

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<p data-children-count="0">Are you in need of immigration advice and not sure where to start? You’re in luck! There are government-accredited organizations that provide free, reliable immigration counseling all over the country.&nbsp; By contacting one of these organizations you can find the information you need and even in some cases apply for their services. We’ve outlined some suggestions for finding trustworthy immigration advice below.</p>

Questions? We’ve got answers!

<p data-children-count="0">Before we dive into the list of free organizations, it’s important to note that there’s also the option to speak to an immigration attorney. In fact, this is a good recommended first step, if you have the funds available. You’ll just need to make sure that they are a licensed and accredited attorney, to avoid getting scammed.</p>

<h2>What Does An Immigration Attorney Do?</h2>
<p data-children-count="0">An immigration attorney is empowered and accredited to represent someone before the United States Citizenship and Immigration Services (USCIS). To do so, they need to meet the <a href="https://www.uscis.gov/avoid-scams/find-legal-services" target="_blank">requirements listed below</a>.</p><ul data-children-count="0"><li>Be a member in good standing of the bar of the highest court of -- any state, possession, territory, commonwealth, or the District of Columbia.</li><li>Not under any order of any court suspending, enjoining, restraining, disbarring or otherwise restricting him or her in the practice of law.</li><li>It is not essential that you have a license in the state or territory where you request their services.&nbsp;</li></ul>
<p data-children-count="0">Some of the tasks for which you can request the services of an immigration attorney include the following:</p><ul data-children-count="0"><li>Advise you on the type of documentation you’ll need to submit to the <a href="https://www.uscis.gov/" target="_blank">USCIS</a>, depending on the process you want to complete.</li><li>Guidance on your best immigration options. Options for this include obtaining citizenship, stopping a deportation, requesting asylum, among others.</li><li>Lead communications with the USCIS about your case.</li></ul>
<p data-children-count="0"><strong><em>Keep in mind</em></strong>: In addition to licensed attorneys, there are DOJ-accredited representatives. Although these individuals are not attorneys, they are authorized to provide legal assistance in immigration matters and can represent you before immigration authorities. The only requirement is that they work for one of the organizations officially recognized by the government.</p><h2>How Much Does An Immigration Attorney Cost?</h2>
<p data-children-count="0">Immigration attorney fees are not set by law, therefore, the cost of their services may vary depending on a variety of factors. This includes the state they are located in, the type of procedure they’re expected to manage, the type of contract they have with you. All these factors impact the cost of their services. The typical range for what they charge goes from between $100 to $500 dollars for a one hour consultation.</p>
<p data-children-count="0">The <strong>most common immigration procedures</strong> include:</p><ul data-children-count="0"><li>Work permits</li><li>Travel documentation</li><li>Visa petition for relatives</li><li>Extension/Change of immigration status</li><li>Naturalization</li><li>Permanent residence or some other adjustment of status</li><li>Asylum seeking</li><li>Deportation defense</li></ul>
<p data-children-count="0">The costs for any of these procedures range from hundreds to thousands of dollars, so make sure you get a clear understanding up front on what the total cost will be. If the cost is a serious concern, you may want to look at some of the free immigration advice you can receive from the organizations listed below.&nbsp;</p>
<p data-children-count="0"><strong><em>Keep in mind</em></strong>: If you can’t afford a private immigration attorney, you can find free immigration advice and services (also known as "pro bono" legal advice). That said, your eligibility for pro bono legal services is not a given. Whether or not you’ll get that support is determined by a variety of factors such as your household income, number of dependents and more.</p><h2>Where To find Free Immigration Advice</h2>

Immigration attorney providing free immigration advice

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<p data-children-count="0">There are hundreds of organizations that provide free immigration advice, but remember that before select one you’ll need to make sure it’s <a href="https://www.justice.gov/eoir/recognized-organizations-and-accredited-representatives-roster-state-and-city" target="_blank">recognized by the DOJ's Office of Legal Access Programs</a> (OLAP).</p>
<p data-children-count="0">The vast majority of organizations recognized by the DOJ can provide you with free immigration advice and help you accomplish common procedures with the USCIS (work permits, residence, change of status, etc.).&nbsp;</p>
<p data-children-count="0">However, keep in mind that there are some more specialized organizations that have focused in on serving a particular subset of immigrants, such as DACA recipients. We’ve started our list by outlining some of these organizations offering more targeted free immigration advice.&nbsp;</p><h3>DACA: Free Immigration Advice for Dreamers</h3>
<p data-children-count="0">The following organizations have specialized in legal advice related to the <a href="https://www.uscis.gov/humanitarian/consideration-of-deferred-action-for-childhood-arrivals-daca" target="_blank">Deferred Action for Childhood Arrivals</a> (DACA).</p><ul data-children-count="0"><li><strong>United We Dream</strong> - This is the largest immigrant youth-led community in the country. Since their inception they have been dedicated to supporting DACA youth and offering legal services to stop deportations. Their phone number is 1-844-363-1423.</li><li><a href="https://mydocumentedlife.org/educators-counselors/" target="_blank"><strong>My Undocumented Life</strong></a> - Available nationwide, this may be one of the best options for finding free immigration advice and resources.&nbsp;</li><li><a href="https://www.ilrc.org/dream-act" target="_blank"><strong>Immigrant Legal Resource Center</strong></a> - Among its priorities, the ILRC seeks to promote the rights of immigrants and offer advice for completing the DACA process.</li><li><a href="https://maketheroadny.org/" target="_blank"><strong>Make the Road New York</strong></a> - If you are located in the state of New York, do not hesitate to ask this organization for advice. They’ve been recognized for filing a national lawsuit against the Trump administration for its termination of the DACA program. Their number is (718) 418-7690.</li></ul><h3>Border Detention: Free Immigration Advice For Families</h3>
<p data-children-count="0">There are many organizations that specialize in providing free immigration advice for families detained at the border, the focus being mainly on preparing asylum requests:</p><ul data-children-count="0"><li><a href="https://www.americanbar.org/groups/diversity/commission_on_hispanic_legal_rights_responsibilities/" target="_blank"><strong>ABA’s Children’s Immigration Law Academy</strong></a> - Specialize in the legal representation of migrant children, located in Houston, Texas. To contact them you can call: (346) 444-2569.</li><li><a href="https://www.facebook.com/hriesp/" target="_blank"><strong>Human Rights Initiative of Northern Texas</strong></a> - Dedicated to providing assistance to migrant children separated from their parents at the border, based out of Dallas, Texas. The number to reach them is (214) 855-0520.</li><li><strong>Diocesan Migrant & Refugee Services</strong> - Specialize in representing migrant children separated from their families, based out of El Paso, Texas. Their contact number is (915) 532-3975.</li><li><a href="https://www.raicestexas.org/need-help/" target="_blank"><strong>Raíces</strong></a> - Provide low-cost or free immigration advice for underserved immigrant children, families, and refugees, located in San Antonio, Texas. Their number is 1-800-409-2893.</li><li><a href="https://casacornelia.org/"><strong>Casa Cornelia Law Center</strong></a> - This organization's free immigration attorneys represent migrant children located in San Diego, California. You can reach them at: (619) 231-7788.</li><li><a href="https://www.immdef.org/" target="_blank"><strong>Immigrant Defenders Law Center</strong></a> - Represent children who are in the process of deportation, with offices in various California counties. To contact them call this number: (213) 634-0999.</li><li><a href="https://supportkind.org/" target="_blank"><strong>Kids in Need of Defense</strong></a> - Known by its acronym ‘KIND’, they have offices in several states around the country, including Texas, California, Washington and New York. Their telephone number is (202) 824-8680.</li><li><a href="https://www.tahirih.org/" target="_blank"><strong>Tahirih Justice Center</strong></a> - Specialize in providing legal assistance to migrant women and girls, with offices in Baltimore, Houston, San Francisco, and Washington, D.C. Their phone number is (571) 282-6161.</li><li><a href="https://immigrantjustice.org/about-heartland-alliances-national-immigrant-justice-center" target="_blank"><strong>National Immigration Justice Center</strong></a> - This organization has been providing free immigration advice for three decades, specializing in offering legal support to migrant parents who were separated from their children. To schedule an appointment call (312) 660-1370.</li><li><a href="https://www.theyoungcenter.org/" target="_blank"><strong>Young Center for Immigrant Children's Rights</strong></a> - This organization safeguards the rights of migrant children based in Los Angeles, Phoenix, Chicago, Houston and New York. Their number is (773) 360-8920.</li></ul><h3>Deportation Proceedings: Free Immigration Advice For Defendants</h3>
<p data-children-count="0">The following organizations provide free immigration counseling to people in deportation proceedings or who have already been deported:</p><ul data-children-count="0"><li><a href="https://alotrolado.org/border-rights-project" target="_blank"><strong>Al Otro Lado</strong></a> - Serves deported migrants who are in Tijuana and provides assistance in California (Los Angeles and San Diego). You can contact this organization by calling (664) 194-6209 or (664) 732-0303.</li><li><a href="https://www.facebook.com/ImmigrationJusticeProjectOfSanDiego/" target="_blank"><strong>Immigrant Justice Project of San Diego</strong></a> - Provides free immigration advice to low-income individuals who need to be represented in a court of appeals. They’re based in Southern California and their contact number is (619) 255-8810.</li><li><a href="https://immigrationjustice.us/about/american-immigrant-representation-project/" target="_blank"><strong>American Immigrant Representation Project</strong></a> - Focused on providing free legal advice to detained immigrants. Based in Washington D.C., you can contact them at (202) 507-7500.</li><li><a href="https://justicecorps.org/" target="_blank"><strong>Immigrant Justice Corps</strong></a> - Works to both empower new lawyers and advocates to join the immigration field and address the urgent need for legal services. Located in New York City, you can contact them at (212) 407-3417.</li><li><a href="https://www.kinoborderinitiative.org/" target="_blank"><strong>The Kino Border Initiative</strong></a> - Advocate in the US and Mexico for policies that advance humane, just and workable migration. Located on the border between Arizona and Sonora and with offices in the cities of Nogales (in both countries), you can contact them at: (520) 287-2370.</li><li><a href="https://firrp.org/" target="_blank"><strong>The Florence Immigrant and Refugee Rights Project</strong></a> - Specialize in providing free immigration advice to women, men and children detained under threat of deportation. They have offices in Phoenix, Tucson and Florence - in the state of Arizona. Their contact numbers are: (520) 777-5600 (Tucson), (602) 307-1008 (Phoenix), (520) 868-0191 (Florence).</li><li><a href="https://mariposassinfronteras.org/" target="_blank"><strong>Butterflies Without Borders</strong></a> - Dedicated to supporting LGBTQ migrants who are in detention. Their headquarters are in Tucson, Arizona.</li><li><a href="https://www.ailalawyer.com/english/default.aspx" target="_blank"><strong>American Immigration Lawyers Association</strong></a> - This association helps you find free or low cost immigration lawyers, anywhere in the country.</li></ul><h3>Law Schools Offering Free Immigration Advice</h3>
<p data-children-count="0">In addition to the organizations listed above, you can seek free immigration advice from immigration clinics hosted by law schools of major universities in the United States. These include the following::</p><ul data-children-count="0"><li><strong>Stanford Law School</strong>, in California. Contact them at: 650-723-2465</li><li><strong>The New York Law School</strong>, in New York City. Contact them at: 212-431-7910</li><li><strong>The University of Texas</strong>, in Austin, Texas. Contact them at: (512) 471-5151.</li></ul>
<p data-children-count="0"><strong><em>Keep in mind</em></strong>: Remember that one of the main reasons to seek free immigration counseling from these organizations is that they are accredited by the DOJ. This is in order to prevent possible issues from bogus legal advice. Therefore we ask that you always pay special attention to who you are reaching out to and always keep an eye out for any irregularities.</p>

<p data-children-count="0">We hope this article has been helpful and that you’ve been able to find the right organization for your free immigration advice. Remember that the more informed you are, the better chance you have of ensuring a successful outcome. Don’t hesitate to contact more than one organization, don’t stop until you’ve found the information or support you need!</p>

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Are you in need of immigration advice and not sure where to start? You’re in luck! We've provided a list of organizations that provide free immigration advice.