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<p>Did you know that you can earn money on Facebook? Over the last decade, thousands of people have harnessed the power of this social media platform to increase their income. With over <a href="https://es.statista.com/estadisticas/600712/ranking-mundial-de-redes-sociales-por-numero-de-usuarios/#:~:text=Facebook%20encabezaba%20de%20nuevo%20en,seg%C3%BAn%20datos%20facilitados%20por%20DataReportal." target="_blank">2.9 billion users</a> across the world (as of 2022), Facebook is the largest social platform, which makes it ideal for earning extra money from home.&nbsp;</p>
<p>If you’re a content creator, or want to grow your small business, this guide will provide you with some great tips on how to leverage your Facebook account and increase your earning opportunities.</p>

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<h2>Facebook’s Monetization Policies</h2>
<p>In order to be successful at earning money on Facebook, users have to comply with Meta’s <a href="https://www.facebook.com/business/help/169845596919485?id=2520940424820218" target="_blank">Partner Monetization Policies</a>. The most important policies are:&nbsp;&nbsp;</p><h3>Have the right type of page</h3>
<p>Unlike most Facebook users who only have a personal profile, you have to have a business page in order to earn money. Access to monetization features is only available to users with professional pages, business pages, events, and Facebook groups.&nbsp;</p><h3>Comply with the community standards</h3>
<p>The main <a href="https://transparency.fb.com/policies/community-standards/" target="_blank">community standards</a> that govern all Facebook posts are:&nbsp;</p><ul><li><strong>Dignity</strong>. Don’t use language that degrades or threatens anyone’s dignity.&nbsp;</li><li><strong>Safety</strong>. Don’t post any content that could put any individual or group’s physical safety at risk.</li><li><strong>Authenticity.</strong>&nbsp; Everything that you post on Facebook must be authentic—you can’t publish any misinformation or information that violates copyright infringement laws.</li></ul><h3>Respect the content monetization policies</h3>
<p>In order to earn money by creating content on Facebook, you need to comply with the platform’s <a href="https://www.facebook.com/business/help/1348682518563619?id=2520940424820218" target="_blank">content monetization policies</a>. One of the platform’s most important policies is refraining from publishing content related to prohibited subjects such as:&nbsp;</p><ul><li>Explicit content related to tragedy or conflicts.</li><li>Inciting hatred based on race, gender, nationality, age, political afficiliation, sexual orientation, ethnic background, socioeconomic status, disabilities, religion, or immigration status.</li><li>Suggestive sexual content.</li><li>Criminal activity.</li><li>Substance abuse.</li><li>Obscene and defamatory language.</li><li>Explicit content displaying physical damage.</li></ul><h3>Post original content</h3>
<p>Content creators can only monetize original content— the content has to be created partially or completely by the creator,&nbsp; or by an external social media agency that they hire.&nbsp;</p><h3>Respect the payment terms and conditions</h3>
<p>All content creators and external content providers on Facebook have to comply with the terms of payment. To read more about these terms, click <a href="https://www.facebook.com/payments_terms" target="_blank">here</a>.&nbsp;&nbsp;</p><h3>Respect the page, group, and event rules</h3>
<p>Facebook pages, groups, and events have <a href="https://www.facebook.com/policies/pages_groups_events/" target="_blank">specific terms and conditions</a>. In order to earn money through the platform, all content creators have to follow these rules.</p><h3>Establish your presence on Facebook</h3>
<p>If you want to access all the features to monetize your Facebook content, you’ll have to establish your page’s presence for at least 30 days.</p>

How to create a Facebook business page

<h2>Common Ways to Monetize Your Content on Facebook</h2>

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<p>There are plenty of ways to earn money on Facebook, but <a href="https://es-la.facebook.com/business/learn/lessons/how-make-money-facebook" target="_blank">Facebook Business</a> promotes four main ways to monetize on Facebook:&nbsp;</p><h3>In-Stream ads</h3>
<p><a href="https://www.facebook.com/business/learn/lessons/how-make-money-facebook?course_id=467400747420312&amp;curriculum_id=2374726509274694" target="_blank">In-Stream ads</a> briefly appear before, during, or after a video plays on Facebook. This is one of the most effective ways to earn money, especially if you’re willing to create longer videos for your company. The longer the videos, the more time you get to post ads and therefore make more money. The biggest factors that influence the profitability of your in-stream ads are the number views your videos get and how relevant your ads are. The requirements to include in-stream ads in your content are:&nbsp;</p><ul><li>Be over 18 years of age.</li><li>Post videos on a page, in other words you can’t use videos on whatever Facebook profile, group, or event you come across.</li><li>Comply with Facebook’s partner monetization policies.</li><li>Meet the requirements to upload on demand and live videos.</li><li>Have over 10,000 followers.</li><li>Live in a <a href="https://www.facebook.com/business/help/267128784014981?id=1200580480150259" target="_blank">participating country</a> and use one of the available languages.</li><li>Only publish videos with a minimum duration of a minute, though for most effectiveness the videos have to be at least three minutes.</li></ul>
<p>To determine if your page is eligible, check out the “Monetization” section in Facebook’s <a href="https://business.facebook.com/creatorstudio" target="_blank">Creator Studio</a>.&nbsp;</p><h3>Fan subscriptions</h3>
<p>Fan subscriptions are an excellent way for pages with an established fanbase to earn money on Facebook. It’s also a great way for pages to offer exclusive content on a regular basis and earn consistent income. When you use fan subscriptions, the audience finances the page through payments that you can manage and configure. These fans, also known as collaborators, can use a special badge to identify themselves in the comments. This visibility gives creators the opportunity to reward collaborators with benefits like special discounts and access to exclusive content. The requirements are:&nbsp;</p><ul><li>Have a minimum of 10,000 followers or 250 regular viewers</li><li>Have 50,000 interactions with posts or 180,000 of minutes played interacciones</li></ul><h3>Branded content</h3>
<p>A lot of brands want to work with content creators in order to reach their audiences. Creating branded content is a great way to make money through pages with a loyal and active fan base. In order to make this collaboration as profitable as possible, Facebook created a tool called <a href="https://www.facebook.com/creators/tools/brand-collabs-manager" target="_blank">Branded Collabs Manager</a>. This tool allows collaborators to connect with content creators.&nbsp;&nbsp;&nbsp;</p><h3>Subscription groups</h3>
<p>For people who have a knack for community management, subscription groups are a very convenient way to monetize on Facebook. The way they earn money is through followers’ subscriptions in these groups. The manager has to invest more time and effort into the community and be able to offer their subscribers additional exclusive content. The main requirements to open a subscription group on Facebook are being a group admin and complying with Facebook’s partner monetization policies mentioned above.&nbsp;</p><h2>Other Ideas For Earning Money on Facebook</h2>

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<p>Though Facebook Business recommends the monetization options above, there are other ways to earn money on Facebook that don’t violate the partner monetization policies. The most effective alternatives are the following:&nbsp;</p><h3>Mentioning other accounts or profiles</h3>
<p>This is a very practical way to earn money on Facebook. All you have to do is promote other business’ pages that are willing to pay you for a mention. These types of companies usually don’t have a very organic way to reach their audience, so they recruit pages with loyal and active followers that may be in their target market to post. If you want to try this consider creating accessible packages for weekly or monthly mentions to support small businesses that want to grow in your area.&nbsp;</p><h3>Selling products and/or services</h3>
<p>This is the most popular way to earn money on any social media platform. It’s important to choose the type of product and/or service that you’re selling carefully. Makemake sure you do your research on your target market and your audience. A few examples of products you can sell are: cosmetics, kitchen tools, ebooks, and paper books. You can even sell desserts or services like styling or massage therapy! It all depends on the type of industry you want to get into and catering to your followers’ interests accordingly.</p><h3>Direct traffic to a monetized blog</h3>
<p>If you have a blog where you sell your products and/or services online, Facebook is the ideal place to post about them and direct traffic to your blog. Avoid going overboard with these types of posts so you don’t overwhelm your followers. Directing traffic in moderation can be a great way to improve your followers’ user experience and make your page even more profitable.</p><h3>Affiliate marketing</h3>
<p>In order to earn money through <a href="https://hotmart.com/en-us/affiliates" target="_blank">affiliate marketing</a>, you’ll have to join programs to partner with other companies. That way you can promote other businesses' services and/or products and get commission on the sales that you make through your page. If you don’t have your own product and/or services, this is a great way to earn money on Facebook.&nbsp;</p><h3>Advertise by using Facebook Ads</h3>
<p>Using Facebook Ads can be a very profitable investment for you. It’s a great way to promote your posts, increase the number of people that your content will reach, and therefore increase your number of followers. With this tool, you can plan your posts and direct them to specific target audiences. This will considerably increase traffic to your page and increase your earnings. To find out more about Facebook Ads and how to start using it, check out <a href="https://www.facebook.com/business/tools/ads-manager?content_id=WY88Y6PtYVaoblS&amp;ref=sem_smb&amp;utm_source=GOOGLE&amp;utm_medium=fbsmbsem&amp;utm_campaign=PFX_SEM_G_BusinessAds_MX_EN_Brand_Phrase_Desktop&amp;utm_content=Ads-Management_Evaluating&amp;kenid=_k_CjwKCAjwsJ6TBhAIEiwAfl4TWKc1jhMEFme5u_q8z3YvCfOH_jFkX8s1xSD0wbzUQnNuxFxM-dD-fxoCWgwQAvD_BwE_k_&amp;utm_term=facebook%20ads%20manager&amp;utm_ct=EVG&amp;gclid=CjwKCAjwsJ6TBhAIEiwAfl4TWKc1jhMEFme5u_q8z3YvCfOH_jFkX8s1xSD0wbzUQnNuxFxM-dD-fxoCWgwQAvD_BwE" target="_blank">Meta ad manager</a>.&nbsp;&nbsp;</p><h3>Sell a fan page</h3>
<p>This avenue is more common than you might think. It consists of creating Facebook pages with different themes and regularly posting content that will interest a large number of people and establish a strong fanbase. Once this happens, you can sell your fan page to companies that want to promote products that this fanbase will find appealing. This allows them to have access to a large pool of potential buyers on Facebook without having to start a page from the ground up.&nbsp;</p>
<p>Companies buy these pages for anywhere between $150 and $2,500. This can be a very profitable way to earn income on Facebook. You just need a bit of patience and a good content creation strategy to make it happen.&nbsp;</p><h2>Start Earning Money on Facebook!</h2>
<p>There are plenty of different ways to earn money with Facebook. Whether you're a small business owner who wants to expand your business or you’re a future content creator, Facebook can be a great way to increase your income.&nbsp;</p>
<p>While you plan for your future earnings, keep in mind that it’s important to manage your finances. We recommend using <a href="https://link.podercard.com/ToT2YHmIm5?utm_source=sep&amp;utm_medium=web&amp;utm_campaign=article&amp;utm_content=guia-para-ganar-dinero-en-facebook" target="_blank">PODERcard</a>, a secure bank account that’s free of monthly fees.&nbsp;</p>If you have any question about this or anything else, feel free to chat with a SABEResPODER <a href="https://saberespoder.com/en/qa" target="_blank">expert</a>. We’ll be happy to help you.

Got questions? We have answers!

Did you know that you can earn money on Facebook? Find out how to take advantage of the largest social media platform in the world.

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Emprendedor festeja por ganar dinero en Facebook.

How to Earn Money on Facebook

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<p></p>
<p>We hear from so many in our community that achieving financial stability is a primary goal, but what is not always common knowledge is that it takes more than building up your savings each month. Achieving financial success means investing intelligently. </p>
<p>This may feel daunting and complicated as there’s a lot of uncertainty around where to invest while keeping the risks low. That's why we put together this handy guide to help you learn about the risks, benefits and strategies for investing. We’ll share important tips so that you can see your money multiply!</p>
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<h2>What is an Investment?</h2>
<p>An <a href="https://www.investopedia.com/terms/i/investment.asp" target="_blank">investment</a> is an asset or item acquired to generate income or appreciation (increased value). In other words, we invest money that we set aside with the expectation that it will bring us a greater amount of income in the future. This higher amount of income can be returned in the short or long term.&nbsp;</p>
<p>Investing&nbsp; comes with a level of risk, since the returns are usually uncertain.By taking these risks, investing can provide you and your family with economic growth and stability.&nbsp;</p><h2>What is The Difference Between Saving And Investing?    </h2>
<p><a href="https://www.investopedia.com/articles/investing/022516/saving-vs-investing-understanding-key-differences.asp" target="_blank">Saving and investing</a> are closely related, but they are different concepts. Savings is money that a person puts away to use in the future. The most common ways to save are: keeping cash somewhere in your home (such as a safe) or in a bank account which can earn interest.&nbsp;&nbsp;</p>
<p>The main difference between saving and investing is that you hold on to your money with savings. When you invest, you give your money to a company or a person in order to earn higher profits in the future.&nbsp; If you limit yourself to just saving, the value of your money decreases over time due to inflation. If you consistently invest your money it will continue to grow, and inflation will not impact you as much.</p><h2>What Are The Benefits of Investing?</h2>
<p>Investing involves taking risks. By taking these risks, you can reap benefits that can greatly improve your finances. Some of these <a href="https://www.wellsfargo.com/goals-investing/why-invest/" target="_blank">benefits</a> are:&nbsp;</p><ul><li><strong>Saving time.</strong> Investing money gives you the opportunity to meet your financial goals in less time than you would by just saving.&nbsp;</li><li><strong>It’s highly regulated.</strong> The amount of strict regulation and oversight for investing can provide you with security.&nbsp;&nbsp;</li><li><strong>It’s easy to track.</strong> Technology allows you to instantly track your investments’ value so you know what they’re worth and if you need to sell or buy more.&nbsp;</li><li><strong>Investment diversity.</strong> There are plenty of ways to invest and grow your money, the trick is to look for investments that best suit your tastes and needs.&nbsp;</li><li><strong>Entering other markets.</strong> With the wide range of investment types available, you can&nbsp; access international markets and expand your abilities to generate income.&nbsp;</li></ul><h2>What Are The Risks of Investing?</h2>
<p>Investing money means risking a loss. It’s important to evaluate investment risks and do your best to mitigate them. The <a href="https://www.finra.org/investors/learn-to-invest/key-investing-concepts/reality-investment-risk" target="_blank">types of risk</a>s are usually classified in the following ways:&nbsp;</p><h3>Systemic risk</h3>
<p>Also known as market or non-diversifiable risk, this risk is directly related to economic crises, since it includes factors that may affect the market in general. All investors are exposed to this type of risk, regardless of the company they invest in.&nbsp;</p><h3>Non-systemic risk</h3>
<p>Also known as diversifiable risk, this includes internal factors that may affect a specific economic sector. To reduce this type of risk, we recommend diversifying your portfolio. You can do this by investing in different companies and industries.&nbsp;</p><h3>Credit risk</h3>
<p>This type of risk refers to being unable to pay back borrowed money. Usually, banks and credit unions take on this risk. That’s why these institutions do some research to determine your or your company’s liquidity before giving you a loan.&nbsp;&nbsp;</p><h3>Interest rate risk</h3>
<p>This type of investment risk depends on interest rate changes in the market. It can affect all assets, but fixed-income investments, such as government bonds and certificates of deposit are the most at-risk types of assets.&nbsp;</p><h3>Liquidity risk</h3>
<p>An asset’s ability to be converted into cash is called its liquidity. This refers to an individual or company’s ability to meet its financial obligations in the near future. This type of risk can be observed when a company has short-term debts and has to sell its assets below market value.&nbsp;</p><h3>Inflation risk</h3>
<p>This type of risk depends on potential inflation rate growth and affects a company’s purchasing powers, resulting in a negative return on investment.&nbsp;&nbsp;</p><h3>Legislative risk</h3>
<p>This type of risk involves governmental decisions, such as eliminating, creating or modifying laws that affect the economic sector that a person or company invested in.&nbsp;</p><h2>Types of Investments You Can Make in The United States</h2>

Inversionista revisa el estado de sus inversiones.

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<p>There are several options for investing, so we’ve put together a list of some of the most profitable ones:</p><h3>The U.S. Stock Market</h3>
<p>Buying and selling stocks on the stock exchange is one of the most profitable ways to invest. To do this, you’ll have to hire a broker or stockbroker. These companies act as an intermediary in purchasing and selling assets in the stock exchange. Some of these companies are:&nbsp;</p><ul><li><a href="https://international.schwab.com/" target="_blank">Charles Schwab</a></li><li><a href="https://robinhood.com/us/en/" target="_blank">Robinhood&nbsp;</a></li><li><a href="https://personal1.vanguard.com/mmx-move-money/welcome" target="_blank">Vanguard&nbsp;</a></li></ul>
<p><strong><em>Keep in mind:</em></strong> To start investing in the stock market, it’s important to do some do diligence. Check out this SABEResPODER <a href="https://saberespoder.com/en/articles/finance/como-comprar-acciones-en-la-bolsa-de-valores-de-estados-unidos" target="_blank">article</a> to find out everything you need to know about how to choose a broker, the process of buying shares, and how to make this type of investment.</p><h3>Mutual Funds</h3>
<p><a href="https://www.sec.gov/investor/pubs/sec-guide-to-mutual-funds.pdf" target="_blank">Mutual funds</a> are investment companies that pool together several investors’ money to invest in bonds, stocks and other types of assets. The main characteristics of mutual funds are:&nbsp;</p><ul><li>Investors buy shares from the fund itself rather than from brokers who work on the stock exchange.&nbsp;</li><li>The amount that investors pay for shares is the net asset value (NAV).&nbsp;&nbsp;</li><li>This price is usually added to the shareholder fee charged by the mutual fund at the time of purchase.</li><li>Shares are redeemable. In other words, investors can sell their shares back to the same fund or to one of its brokers.&nbsp;</li><li>Mutual funds sell their shares on an ongoing basis in order to bring on new investors.&nbsp;&nbsp;</li><li>Their investment portfolios are managed by investment advisors registered with the Securities and Exchange Commission (SEC).&nbsp;</li></ul><h3>Open your own business</h3>
<p>Opening a business is undoubtedly one of the best ways to invest money in the United States. The advantage of this investment is that you can have more control over your expenses and profits. Keep in mind that like any type of investment, it may involve risks related to changes in the market.&nbsp;</p>
<p>Starting a business requires commitment, perseverance, and patience. Here are some profitable business ideas that you may want to consider:&nbsp;</p><ul><li><strong>Food business.</strong> The food business is ideal for people who enjoy cooking. Within this line of business there are a variety of options: you could opt for a catering business, selling baked goods, or opening a restaurant serving traditional food from your country of origin. Just keep in mind that the restaurant industry is known to be particularly challenging, so ensure that you’re prepared before starting.&nbsp;</li><li><strong>Cleaning business.</strong> This type of business can be very profitable. Cleaning businesses don’t require a large initial investment because they can be launched from home.&nbsp;</li><li><strong>E-commerce.</strong> Another type of business with a low startup cost is selling products online. Just pick the products you want to start selling and advertise them on platforms like eBay or Amazon.</li></ul>

Profitable Business Ideas for Women

<h3>Cryptocurrencies</h3>
<p>Investing in cryptocurrencies, or crypto, has become increasingly popular in the United States over the last decade. Investing money in these new currencies can yield high profits, but it’s considered a high-risk investment. Only invest money that you can afford to lose and that won’t seriously impact your finances if the market changes aren’t in your favor.&nbsp;</p>
<p>If you’re considering investing in crypto, we suggest taking the time to learn as much as possible on everything related to these currencies before taking the first step. You can start by checking out these introductory articles:&nbsp;</p><ul><li><a href="https://saberespoder.com/en/articles/finance/que-son-las-criptomonedas-y-como-funcionan" target="_blank">What are cryptocurrencies and how do they work?</a></li><li><a href="https://saberespoder.com/en/articles/finance/como-invertir-en-criptomonedas" target="_blank">How to invest in cryptocurrencies in 2022</a></li><li><a href="https://saberespoder.com/en/articles/finance/como-almacenar-criptomonedas" target="_blank">How to store cryptocurrencies</a></li></ul><h3>Real Estate</h3>
<p>Investing money in real estate is popular in the United States because it can generate great returns in the near or long-term future. This is because you can rent-out the property you buy resulting in consistent, dependable profits. Later one, you can choose to sell it at a higher price and make more profit.</p>
<p>You don’t have to be a U.S. citizen to invest in real estate. The biggest challenge with this type of investment is that the initial investment is very high compared to other forms of investment on this list.</p>

Step-by-Step Guide to Buying a Home

<h3>Retirement Funds</h3>
<p>Opening an <a href="https://www.irs.gov/newsroom/retirement-and-taxes-understanding-iras" target="_blank">Individual Retirement Account </a>(IRA) is an investment that everyone living in the United States should consider at some point. Unlike other types of investing, with an IRA you can invest money without running the risk of losing it. In fact, you can get important financial benefits like tax incentives. In addition, you can schedule automatic deposits from your savings account to your IRA.&nbsp;</p><h2>Tips For Investing Money in The United States</h2>

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<p>If you are determined to invest your money and make it grow, you should consider the following <a href="https://international.schwab.com/" target="_blank">tips</a>.</p><h3>Decide what type of investment is right for you</h3>
<p>There are plenty of sectors that you can invest in. Make sure to do some in-depth analysis before making any decisions. Some types of investments are: real estate, mutual funds, cryptocurrencies and opening your own business, and others.&nbsp;</p><h3>Do your research first</h3>
<p>Every investor should do a fair amount of research before putting their money at risk. Do some digging— investigate the sector you wish to invest in and find out the potential risks and approximately how long it will take to see any returns.&nbsp;</p><h3>Make a plan based on your goals</h3>
<p>Make sure your goals are realistic. Set goals that are achievable in the short term, but don't neglect your long-term ambitions. Review your plan on an ongoing basis (at least once a year) and adjust it as your circumstances change.&nbsp;</p><h3>Don't invest more than you can afford</h3>
<p>A good investor is also a good money manager. Make sure all your expenses are covered before investing any money—don't risk your family's stability! To get a better idea of how to manage your budget and how much money to invest, we recommend this <a href="https://saberespoder.com/en/articles/finance/guia-sencilla-para-elaborar-un-presupuesto" target="_blank">simple guide</a>.&nbsp;</p><h3>Diversify your investments</h3>
<p>According to <a href="https://www.forbes.com/advisor/investing/best-low-risk-investments/" target="_blank">Forbes</a>, "Investment management risks are often linked to one main factor: the concentration of capital in the same investment asset." The best way to reduce these risks is to diversify your investments. As the saying goes, "don't put all your eggs in one basket." If you make different types of investments and one does poorly, you have others to fall back on. This way, you’ll protect your money and your chances of earning a profit.&nbsp;</p><h3>Stay positive&nbsp;</h3>
<p>A positive attitude is key to being a successful investor. Investments always involve risk and you may not do as well as you might want at the beginning. With optimism, a little patience, and perseverance, you can achieve financial success.&nbsp;</p><h2>Ways to Invest Money in The U.S. as an Immigrant</h2>

Inversionista inmigrante obtiene visas especiales para invertir dinero en Estados Unidos.

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<p>There are special visas in the U.S. that allow people without citizenship or permanent legal immigration status to become an investor. These are:&nbsp;</p><h3>Immigrant Investor Program (EB-5 visa).</h3>
<p>The <a href="https://www.uscis.gov/working-in-the-united-states/permanent-workers/eb-5-immigrant-investor-program" target="_blank">Immigrant Investor Program</a> was created by the U.S. Congress in 1992 and is managed by the USCIS. Its objective is to stimulate the national economy through capital investment by immigrant investors, resulting in job creation. Investors who join this program acquire the <a href="https://www.uscis.gov/working-in-the-united-states/permanent-workers/employment-based-immigration-fifth-preference-eb-5/about-the-eb-5-visa-classification" target="_blank">EB-2 visa</a>, Its main appeal is it facilitates eligibility for a Permanent Resident Card or Green Card. The two main requirements to participate in the Immigrant Investor Program are:&nbsp;</p><ul><li>To have made an investment in a U.S. commercial enterprise&nbsp;</li><li>That the enterprise creates at least 10 permanent jobs for U.S. workers&nbsp;</li></ul><h3>Treaty Trader Investors (E2 Visa)</h3>
<p>If you have enough capital to become an investor in the U.S. and are a citizen of a Latin American country, then the E2 visa might be right for you. This type of visa is a "non-immigrant" visa, meaning that it doesn’t give you access to a Green Card. You’ll have to renew it on a regular basis. The purpose of obtaining an E2 visa is to become an owner of an existing business or to start one from scratch. With this visa, your immediate family (spouse and children under 21 years of age) can apply for a derivative visa. Below are the derivative visa <a href="https://www.uscis.gov/working-in-the-united-states/temporary-workers/e-2-treaty-investors" target="_blank">requirements</a>:&nbsp;</p><ul><li>You must be a citizen of a country that the United States has a trade agreement with. Some of the Latin American countries on this list are: Argentina, Bolivia, Chile, Colombia, Costa Rica, Ecuador, Honduras, Mexico, Panama, and Paraguay.</li><li>You must have invested or be in the process of investing a substantial amount of capital in a U.S. company.&nbsp;</li><li>Prove that you own at least 50% of the company or hold a management position that gives you operational control over the business.&nbsp;</li><li>The business must have all licenses and permits required by law to begin operations.&nbsp;</li><li>The business that you invest in must make a significant contribution to the community’s economy. It must generate jobs for U.S. citizens.&nbsp;</li><li>The investment money must be verified as being of legal origin: savings, inheritances, and even loans.&nbsp;</li></ul><h2>How Can I Invest in The U.S. Without a Social Security Number?</h2>
<p>There are many ways to invest, and not all of them require permanent legal immigration status. If you don’t have a Social Security number and want to invest in the U.S. financial markets, you can do so through a brokerage firm or broker. Many of them only ask for an <a href="https://www.irs.gov/individuals/international-taxpayers/taxpayer-identification-numbers-tin" target="_blank">Individual Taxpayer Identification Number</a> (ITIN) or another form of identification to open an investment account. If you don’t have an SSN, consider calling a broker to ask about identification requirements and make sure there won’t be any impediment to opening an account.&nbsp;</p><h2>What is The Minimum Amount That I Can Start Investing With?</h2>
<p>There isn’t any exact formula for how much you should invest. It’s important to know what type of investment you want to make, be clear about the risks you are willing to take on, and have clear short, medium, and long term objectives.&nbsp;</p><h2>Invest And Watch Your Money Grow!</h2>
<p>There’s always a level of risk involved with investments, but the potential for success is high if you do your research and invest strategically. We hope that this guide will help you invest if you choose to do so!&nbsp;</p>If you have any questions, feel free&nbsp; to ask the SABEResPODER <a href="https://saberespoder.com/en/qa" target="_blank">team of experts</a>. Don’t forget to consider using <a href="https://link.podercard.com/ToT2YHmIm5?utm_source=sep&amp;amp;utm_medium=web&amp;amp;utm_campaign=article&amp;amp;utm_content=como-invertir-dinero-en-estados-unidos" target="_blank">PODERcard</a> to manage your investment returns!

If you want to get your feet wet in the investment world, this guide will give you the information you need to get started investing money in the U.S.

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Inversionista festeja por una inversión exitosa.

How to Invest Money in the United States

<p>According to recent Center for Disease Control (CDC) <a href="https://www.cdc.gov/mentalhealth/learn/index.htm" target="_blank">studies</a>, one in five Americans suffer from a mental illness every year. In the last few years, rates of mental illness have increased globally due to the effects of the COVID-19 pandemic. Unfortunately, many are hesitant about getting care thanks to the social stigma associated with seeing a mental health professional.&nbsp;</p>
<p>It’s important to know that untreated mental illness can lead to higher medical expenses, lower performance at school and work, fewer employment opportunities, and many more challenging effects.&nbsp;</p>
<p>Fortunately, there are free or low-cost support options for your mental health. If you or someone you know is suffering from challenging mental health issues, don’t hesitate to check out one of these resources. You won’t regret getting the help needed at a critical time.&nbsp;</p>

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<h2>Free or Low-Cost Mental Health Treatment Options</h2>
<p>Psychotherapy is usually a mid to long-term commitment and can be costly. Fortunately, there are low-cost or even free services available. Below is a list of affordable mental health care options.</p><h3>Local social services</h3>
<p>Student health centers or federally-qualified health centers may provide free or low-cost mental health services. The Substance Abuse and Mental Health Services Administration (SAMHSA) has a helpful <a href="https://findtreatment.samhsa.gov/" target="_blank">search engine</a> for these services.&nbsp;</p><h3>Universities</h3>
<p>University hospitals often have programs that provide patients with access to interns and residents that charge on a sliding scale. This is often much cheaper than private mental health care providers. We recommend contacting your local hospitals to ask if they offer any of these programs.</p><h3>Local mental health centers and clinics</h3>
<p>A wide variety of associations and organizations focus on providing affordable mental health services. MentalHealth.gov has a <a href="https://www.mentalhealth.gov/talk/community-conversation/services" target="_blank">list</a> of such organizations that you can check to find the best option for you.</p><h3>Support Groups</h3>
<p>Mental health is typically treated with personal therapy and medication. That said, <a href="https://www-mhanational-org.translate.goog/find-support-groups?_x_tr_sl=en&_x_tr_tl=es&_x_tr_hl=en&_x_tr_pto=op,wapp" target="_blank">Support groups, </a>are another helpful option. They’re places where people who are going through similar situations meet to share their experiences. These stories help people communicate and reduce isolation and loneliness.&nbsp;</p>
<p>Mental health problems can make people feel alone and isolated but support groups help remind people that there are others who are facing similar situations and can help us get better. These groups are usually open to anyone, but often focus on specific topics such as depression, addictions, divorce, and grief. Do some research to find the group that is right for you.<br></p>

How to treat depression

<h2>Mental Health Financial Assistance</h2>
<p>In addition to programs and institutions that offer free or low-cost mental health services, there are options for financial assistance that might make your mental health care more affordable. Below are the most common:</p><h3>Employee assistance programs</h3>
<p><a href="https://bmcpsychiatry.biomedcentral.com/articles/10.1186/1471-244X-14-131" target="_blank">Studies</a> have shown that the mental health of employees directly influences their productivity.  This is why many companies provide financial support to encourage good mental health. We recommend contacting your employer's human resources department to ask if this benefit is available to you. </p><h3>Low-cost or free independent psychologists</h3>
<p>A lot of psychological practices base their fees on a <a href="https://www.betterhelp.com/advice/therapy/what-is-sliding-scale-therapy-do-you-qualify/" target="_blank">sliding scale</a>. This is an income-based way of calculating the cost of therapy. Nonprofit clinics and therapists with private practices sometimes use this method to make therapy accessible to people who can’t afford their standard fees. In return, they get the satisfaction of supporting those most in need.</p><h3>Medicaid</h3>
<p>All Medicaid plans are required by law to <a href="https://www.mentalhealth.gov/get-help/health-insurance" target="_blank">provide access</a> to mental health services. However, these programs vary from state to state, so we recommend reviewing your plan to determine what services are covered. Some services that may be included are: counseling, therapy, medication management, social work services, peer assistance, and substance abuse treatment.</p><h3>Children's Health Insurance Program</h3>
<p>The <a href="https://www.benefits.gov/benefit/1218" target="_blank">Children's Health Insurance Program</a> (CHIP) offers mental health services for children from families whose income is less than 200% of the national poverty line ($3,067 per month for a family of four). If any of your minor children require psychiatric care, we recommend investigating to find out if this option is available. </p><h2>Toll-Free Helplines</h2>

Mujer llama a una línea de apoyo gratuita para salud mental.

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<p>Face-to-face counseling isn’t the only option&nbsp; for treating mental health problems. Telephone counseling sessions <a href="https://www.semanticscholar.org/paper/Effectiveness-and-adherence-of-psychotherapy-for-A-Castro-Gili/ed94aa53463c6ae5d55b823a48b95a607f55631d" target="_blank">have been proven</a> to be useful tools in treating some mental health conditions. In general, free phone counseling services treat short-term cases, but can be an excellent alternative for people in crisis situations. The following are the most relevant:</p><h3>National Suicide Prevention Network</h3>
<p>If you or a loved one is facing a psychological crisis requiring urgent help, such as a suicide attempt, suicidal ideation, or any other similar situation, local crisis centers affiliated with the Suicide Prevention Lifeline may be your best option. These centers not only provide help over the phone; in some cases, they may even do home visits.&nbsp;</p>
<p>To use these services, call <strong>1-888-628-9454</strong> and you’ll be connected to the center closest to your location. For more information about these centers and their functions, please visit their <a href="https://suicidepreventionlifeline.org/help-yourself/" target="_blank">website</a>.</p><h3>Crisis Text Message Line</h3>
<p>Founded in 1909 by Clifford W. Beers, <a href="https://mhanational.org/crisisresources" target="_blank">Mental Health America</a> (MHA) is a community-based nonprofit organization dedicated to addressing the needs of people living with mental illness and promoting overall mental health. This association provides psychological support services via text messaging (SMS). This program is free to use by texting "<strong>MHA</strong>" to <strong>741741</strong>.</p><h3>Veterans Crisis Line</h3>
<p>The <a href="https://www.disasterassistance.gov/information/veterans" target="_blank">Veterans Crisis Line</a> is a Federal Government program that provides psychological support for current and former members of the U.S. military. If you’re a veteran or know a veteran and are concerned about your or their mental health, this line is available 24 hours a day, 365 days a year. You can contact them by:</p><ul><li>Calling <strong>1-800-273-8255&nbsp;</strong></li><li>Sending a text message to <strong>838255</strong></li><li>Using the online chat <a href="https://www.vclchat.org/ChatBeaconPro/survey?accountId=1&amp;siteId=1&amp;queueId=1&amp;popout=true&amp;theme=VeteransAndMilitaryChat_Blue&amp;pc=false&amp;sessionId=bbe5536f-d595-49eb-a78b-db368aae087a&amp;visitorId=05168b9b-8ea3-42f0-b2b8-34a0bced59d7&amp;ispopout=true" target="_blank">here</a>&nbsp;</li><li>For the deaf and hard of hearing, call <strong>1-800-799-4889</strong></li></ul><h3>Disaster Distress Helpline</h3>
<p>This hotline is for people who need psychological support because they have experienced a natural or human-caused disaster. The <a href="https://www.samhsa.gov/find-help/disaster-distress-helpline" target="_blank">Disaster Distress Helpline</a> is available 24/7 at <strong>1-800-985-5990</strong>.</p><h2>Mental Health Apps</h2>
<p>In addition to in-person therapies and helplines, there are different mobile apps that can help you. The main advantage of these apps is that you can take care of your mental health from anywhere, at any time. Some popular options are:</p><h3>Calm</h3>
<p><a href="https://www.calm.com/" target="_blank">Calm</a> offers meditation exercises that can help you feel more relaxed and improve your mental health. This popular meditation app costs $69.99 per year or $14.99 per month, but it has a seven-day free trial that you can use to see if it works for you.</p><h3>Mindshift CBT</h3>
<p>Created by Anxiety Canada, one of Canada's leading non-profit mental health care associations, <a href="https://www.anxietycanada.com/resources/mindshift-cbt/" target="_blank">Mindshift CBT</a> is a free app that guides you through stress and anxiety reduction exercises based on Cognitive Behavioral Therapy (CBT). This type of therapy has proven to be effective in numerous scientific studies, so Mindshift CBT can be an excellent option to control these negative emotions.&nbsp;</p><h2>Your Health Comes First!</h2>
<p>We hope this information helps you find mental health services that fit your financial needs. Remember that your mental health is just as important as your physical health. Taking care of it is essential to your overall well-being.&nbsp;</p>
<p>If you have any questions about this topic or if you’d like more information about the services above, click the “chat” button at the top of this page to contact our expert team.&nbsp;</p>Speaking of prioritizing your health, check out our <a href="https://saberespoder.com/en/podersalud?utm_source=sep&amp;utm_medium=web&amp;utm_campaign=article&amp;utm_content=como-obtener-servicios-de-salud-mental-gratuitos-o-a-bajo-costo" target="_blank">PODERsalud </a>program. Your subscription will give you access to unlimited telemedicine visits for only $10.95 per month and discounts on prescription drugs, dental, and vision services.

Are you looking to take care of your mental health? Are your financial means limited? This article can help!

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Sesión de terapia grupal en un centro de salud mental gratuito

How to Access Free or Low-Cost Mental Health Services


<p>Memorial Day is a quintessential American holiday often associated with the start of summer, family gatherings, barbecues and parades— but this holiday has an important historical significance as well. </p>
<p>Sometimes referred to as the Day of the Fallen, this holiday is celebrated across the United States to honor those who have died in American wars.  Keep reading to learn more about this important American tradition, and its origins.</p>


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<h2>What is Memorial Day?</h2>
<p><a href="https://www.history.com/topics/holidays/memorial-day-history" target="_blank">Memorial Day</a> is a holiday celebrated on the last Monday in May. Its main purpose is to honor the fallen men and women who fought for our country. Since the holiday always falls on a Monday, the exact date changes every year. For example, in 2022, Memorial Day will be celebrated on May 30.&nbsp;&nbsp;</p>
<p>Originally called <em>Decoration Day, </em>Memorial Day began during the years following the Civil War, and it became a federal holiday in 1971. Many celebrate the Day of the Fallen by visiting cemeteries or monuments, hosting barbecues, and going to parades. This holiday marks the unofficial beginning of the summer.&nbsp;</p><h3>Memorial Day Origins</h3>
<p>Fought between 1861 and 1865, the <a href="https://www.battlefields.org/learn/articles/civil-war-facts" target="_blank">Civil War</a> took more lives than any other conflict in U.S. history. In fact, the war killed so many people that it gave rise to the first cemeteries in the country. At the end of the 1860s, different villages and cities began to pay tribute to the countless soldiers who lost their lives by placing flowers on their tombs and reciting prayers.&nbsp;&nbsp;</p><h2>When is it Celebrated?</h2>
<p>General John Alexander Logan announced the <a href="https://www.cnn.com/2009/LIVING/05/25/mf.holiday.memorial.day/" target="_blank">first official Memorial Day</a> in 1868. He declared that the day would be celebrated on May 30 of every year. In 1971, Congress decreed that the Day of the Fallen would be observed on the last Monday in May in order to ensure that the day would always be a holiday and a long weekend.&nbsp;</p>
<p>Since then, Memorial Day has become one of the most popular holidays in the country because it’s a great way to kick off the summer with a weekend trip.&nbsp;</p><h2>How is Memorial Day Celebrated in the U.S.?</h2>

Soldado recordando a sus compañeros caídos durante el Memorial Day.

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<p>Memorial Day traditions and celebrations have evolved over time. In the beginning, the holiday was strictly dedicated to honoring those who died while serving in the military. Over the years, this tradition became less prominent, and a lot of people view it as a day to mark the start of summer or take a well-deserved break. Some of the most common Memorial Day traditions include:</p><h3>In the past</h3>
<p>Decorating the tombs of fallen soldiers is the most long-standing Memorial Day tradition. In fact, to declare May 30th as the first Day of the Fallen, General John Logan declared in 1868 that the day would be dedicated “for the purpose of strewing with flowers or otherwise decorating the graves of comrades who died in defense of their country during the late rebellion, and whose bodies now lie in almost every city, village, and hamlet churchyard in the land.” It’s for this reason that Memorial Day was originally referred to as Decoration Day.&nbsp;</p><h3>In the present</h3>
<p>Memorial Day celebrations have a lot more variety now. There are thousands of events across the country that range from solemn tributes to lighthearted celebrations. Some celebrations are official and run by the government while others are private. Below is a list of the most common celebrations:&nbsp;&nbsp;</p><ul><li><strong>The President's speech.</strong> It’s tradition that on Memorial Day the President give a speech to pay tribute to the people who died while fighting for their country. This speech is usually given at the National Cemetery in Arlington, Virginia. A wreath of flowers is laid on the Tomb of the Unknown Soldier, a monument dedicated to all who lost their lives in combat and can’t be identified. You can listen to a recording of President Biden’s speech from 2021 <a href="https://edition.cnn.com/videos/politics/2021/05/31/biden-soul-of-america-democracy-memorial-day-speech-sot-vpx.cnn" target="_blank">here</a>.</li><li><strong>Memorial Day parades: </strong>A lot of cities have parades honoring the fallen soldiers. The biggest parades take place in New York and Chicago, but there are plenty of parades in smaller towns as well. Cities like El Paso, Texas and Livingston, New Jersey, also host&nbsp; these types of celebrations</li><li><strong>Cemetery and monument visits:</strong> A lot of families take Memorial Day to visit a family member's grave or a monument dedicated to the fallen soldiers. Just like in the 19th century, many decorate graves of their loved ones who died in combat to honor their memory.&nbsp;</li><li><strong>Weekend trips: </strong>Since Memorial Day is a federal holiday, a lot of people take advantage of the long weekend and go on weekend trips to other parts of the country to visit friends and family or to go on a brief vacation.&nbsp;</li><li><strong>Barbecues:</strong> People who choose not to go on vacation sometimes organize events at home. Barbecues are the most common way to celebrate, especially since Memorial Day marks the unofficial start of the summer.&nbsp;</li><li><strong>Wear a poppy:</strong> Some who celebrate Memorial Day wear a poppy on their lapel or hat. This symbol is used around the world, for example during Remembrance Day, which is celebrated on December 11th and marks the day that the Armistice was signed, ending the First World War. This is a common tribute in Commonwealth Countries such as the United Kingdom, Canada, South Africa, Australia, and New Zealand. The use of the poppy comes from John McCrae’s poem In Flanders Fields.&nbsp;</li></ul><h2>Where Was The First Memorial Day Held?</h2>
<p>While a lot of cities claim to be the first city to celebrate Memorial Day, the city of Waterloo, New York is the birthplace of this holiday. During the 19th century, a lot of events were held to honor the fallen soldiers lost during the Civil War. The first official city-wide celebration was held on May 5, 1866 in <a href="https://www.revistacambio.com.mx/cultura/la-historia-del-memorial-day-dia-de-los-caidos/" target="_blank">Waterloo</a>.</p><h2>Is Memorial Day a Holiday?</h2>
<p>Memorial Day <a href="https://www.usa.gov/life-in-the-us#item-37617" target="_blank">is one of eleven federally-recognized holidays throughout the year.</a> In other words, most government offices and banks are closed on this day. Though it isn’t required by law, some private businesses also close on this day. Other federally-recognized holidays include:&nbsp;</p><ul><li>New Year’s Day (January 1st)</li><li>Martin Luther King, Jr. Day (the third Monday in January)</li><li>President’s Day (the third Monday in February)</li><li>Juneteenth (June 19th)</li><li>Independence Day (July 4th)</li><li>Labor Day (the first Monday in September)</li><li>Columbus Day/Indigenous Peoples’ Day (the second Monday in October)</li><li>Veteran’s Day (November 11)&nbsp;</li><li><a href="https://saberespoder.com/en/articles/education/por-que-se-celebra-thanksgiving" target="_blank">Thanksgiving</a> (the fourth Thursday in November)</li><li>Christmas (December 25).</li></ul><h2>Celebrate Memorial Day with SABEResPODER!</h2>
<p>The Day of the Fallen is a solemn holiday. Everyone chooses how to celebrate or commemorate this day in their own way.</p>How will you spend your Memorial Day weekend? Share your plans in the comments on our <a href="https://www.facebook.com/SABEResPODER/" target="_blank">Facebook page</a> or on <a href="https://twitter.com/saberespoder" target="_blank">Twitter</a>.

Do you know why we commemorate Memorial Day? We’ll tell you all about its origins and how it’s celebrated across the country.